As Senior Policy Analyst with Texas Appleseed, Ann Baddour is the state director of Appleseed projects aimed at bringing low-income and immigrant consumers into the financial mainstream. She oversees immigrant financial education, efforts to build transparency and consumer protections into remittance markets, and reform of regulations governing small dollar loans. She also oversees Texas Appleseed\'s project on protecting the rights of immigrants with mental disabilities in the immigration court and detention system. Ann has a Master of Public Affairs Degree from the LBJ School of Public Affairs and a Masters Degree in Middle Eastern Studies from The University of Texas at Austin. Baddour is a Fulbright Scholar and a nationally recognized expert in financial policy affecting immigrant and low-income communities.